2024FRM真題分享！為什么備考FRM要刷題？

2024FRM真題分享！為什么備考FRM要刷題？FRM考試是金融風(fēng)險管理師考試，設(shè)計了大量的金融計算，因此需要在備考過程中刷題，其中考試真題自然是很有含金量的一類題，看到有同學(xué)在問FRM真題有哪些？FRM學(xué)姐整理了FRM真題例題解析，下面一起來看看。

一、FRM真題示例
Pillar 1 of the Basel II framework allows banks to use various approaches to calculate the capital requirements for credit risk,operational risk,and market risk.
Which of the following Basel II approaches allows a bank to explicitly recognize diversification benefits?
A)The basic indicator approach for operational risk
B)The standardized approach for market risk
C)The internal models approach for market risk
D)The standardized approach for operational risk
答案：C
解析：The internal models approach allows banks to use risk measures derived from their own internal risk management models,subject to a set of qualitative conditions and quantitative standards.In terms of risk aggregation within market risk using the internal models approach,banks are explicitly allowed to recognize empirical correlations across broad market risk categories,and,thus,diversification benefits.
The standardized approach for market risk,on the other hand,assigns capital separately to each of debt securities,equity securities,foreign exchange risk,commodity risk,and options without consideration for correlations between different types of instruments.Thus,C is correct and B is incorrect.Also,Aand D are incorrect because operational risk cannot be diversified.

二、FRM習(xí)題值得做嗎？
1、習(xí)題價值
對于FRM練習(xí)題，GARP官網(wǎng)上有這樣的描述：FRM習(xí)題是基于FRM一級、二級考試部分試題的樣本，這個完整的練習(xí)考試是考生在FRM考試中會看到的問題的代表。通過FRM習(xí)題我們可以對FRM考試題有進一步的了解。畢竟協(xié)會目前是不提供FRM考題的，因此這個題的價值就十分大了。
2、習(xí)題難度
關(guān)于FRM習(xí)題的難度很多人說無論是FRM一級還是二級習(xí)題都要比真實的FRM考試題要簡單一點，但是作為協(xié)會提供的試題，也是我們考前必須做的。
3、其它習(xí)題
除了FRM習(xí)題，我們還可以做高頓FRM研究院老師為大家總結(jié)的得FRM考前測評題，F(xiàn)RM一二級常見易錯題，F(xiàn)RM2024年?？碱}等等，這些都是質(zhì)量比較高的習(xí)題，尤其是?？碱}，在學(xué)員和考生中廣受歡迎。